Mr. Puorro has over 30 years banking experience and over 25 years as a senior banking executive in all facets of developing successful financial institutions. Since 2012, Mr. Puorro has served as the Chairman, President & Chief Executive Officer of Hanover Community Bank, and its holding company since its inception in 2016. Mr. Puorro coordinated an effort to reorganize and recapitalize Hanover through a revamped Board of Directors and new management team. In approximately six years, the Bank’s equity position has increased by $75 million while producing 153% stock price appreciation. Further, during this time, Hanover has grown its asset base twelvefold and has consistently displayed a track record of record earnings and best in class asset quality. Today, Hanover is one of New York’s fastest growing community banks and is class leading in many financial metrics.
Executive Vice President & Chief Financial Officer
Mr. Finneran has over 35 years of experience in the banking industry with an extensive tenure as a Chief Financial Officer of Long Island-based, publicly-traded community banks. At Hanover, Mr. Finneran has responsibility for all facets of financial management including budgeting, strategic planning, treasury and asset/liability management, tax and investor relations. Mr. Finneran is also the Chief Financial Officer of the Bank’s holding company. In previous assignments, Mr. Finneran has also worked extensively with institutional investors in raising capital and disposing of problem assets. Prior to joining Hanover in 2017, Mr. Finneran was the former Executive Vice President and Chief Financial Officer and member of the Board of Directors at Suffolk Bancorp (SCNB) from 2012-2017.
Mr. Sapanski has over 39 years in the banking industry with considerable expertise in credit risk and credit administration. Since joining Hanover in 2012, Mr. Sapanski is directly responsible for all aspects of the Company’s credit functions, loan servicing, product development and oversees a consumer origination platform which currently originates in excess of $350 million per annum. Mr. Sapanski’s career includes work in loan servicing, loan administration, loss mitigation, credit risk management and loan reporting. He has experience in all lending disciplines – commercial, construction, multi-family, business and residential lending as well as project management. He was most recently associated with one of the largest independent commercial banks in the metropolitan area.
Executive Vice President & Chief Retail and Information Officer
Ms. Chardavoyne brings to Hanover extensive expertise in all facets of Information Technology, Operations, and Retail Banking. At Hanover, Ms. Chardavoyne is responsible for the strategic planning and implementation of IT, Retail Banking, and Operational initiatives that align with Hanover’s corporate objectives. Ms. Chardavoyne is also responsible for driving retail business development through the implementation of a sales culture throughout the branch network, as well as assisting in the identification, procurement and successful opening of future branch locations.
Mr. Marrali possesses over 16 years of commercial lending experience. Since 2012, Mr. Marrali has served as Hanover Community Bank’s Chief Lending Officer, where he is primarily responsible for overseeing the Bank’s commercial real estate origination platform which, in his tenure to-date, has originated over $300 million. Prior to joining Hanover, Mr. Marrali served as Senior Vice President and Market Manager of Commercial Real Estate at Sovereign Bank, where he was responsible for their commercial real estate loan program with annual production over $800 million.
Mr. Carter joined Hanover Community Bank in October 2012 and has over 48 years of retail and commercial bank operations experience, specializing in diversified product and project management. Mr. Carter’s current responsibilities at Hanover include Banking Operations and Facilities Management. Mr. Carter has been a key contributor to Hanover’s growth as deposits have increased from $60 million to approximately $500 million, the opening of two new branch offices, as well as the Bank’s new state-ofthe-art, technologically-advanced Corporate Headquarters.
Ms. DiIorio has over 25 years of experience in the banking industry and oversees the operations and administrative functions of the Finance Division including accounting, financial reporting, policy development and internal controls. Ms. DiIorio serves as liaison for the Company’s external auditors and is also the Assistant Secretary of the Bank’s holding company since its inception in 2016. Prior to joining Hanover in 2016, Ms. DiIorio served as Vice President and Principal Accounting Officer at Bridgehampton National Bank. She has also served as Controller for a number of banking institutions including The First National Bank of Long Island, Madison National Bank and New York Community Bank.
Alice T. Rouse Senior Vice President & Chief Risk Officer
Ms. Rouse has over 25 years of banking experience and oversees all enterprise risk management functions including the operation and administration of Hanover’s Corporate Compliance area and activities relating to the Community Reinvestment Act. Ms. Rouse also serves as the liaison for the Bank’s outsourced internal audit function, administers the vendor management process and ensures that the Bank’s internal operating policies are designed to minimize risk and comply with regulatory requirements. Prior to joining Hanover in March 2017, Ms. Rouse served in many financial and audit capacities at Astoria Bank for 24 years, including the Director of Financial Reporting and Internal Audit Liaison.
Michelle Socias First Vice President & Mortgage Operations Manager
Ms. Socias possesses over 20 years of financial-related operational experience. Ms. Socias joined the Bank in 2013 after serving in various managerial and sales positions including seven years with Salomon Smith Barney. Ms. Socias is directly responsible for all residential conforming and non-conforming new loan production which currently is in excess of $350 million per annum. Ms. Socias also oversees the processing, underwriting, closing, and funding activities of all residential loans and plays an instrumental role in maintaining and developing brokerage relations and coordinating secondary market loan sales. Ms. Socias earned a Bachelor of Science degree in Marketing from the State University of New York, Old Westbury.
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