Facts
What does Hanover Bank℠ do with your personal Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depends upon the product and/or service you have with us. The information can include:
- Social Security number and income
- Account balances and transaction history
- Credit history and payment information
When you are no longer our customer we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below we list the reasons financial companies can share their customers personal information; the reasons Hanover Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Hanover Bank share?
Can you limit this sharing?
For our everyday business purposes:
such as to process transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes:
to offer our products and services to you
Yes
No
For joint marketing with other financial companies
Yes
No
For our affiliates’ everyday business purposes
Information about your transactions and experiences
Yes
No
For our affiliates’ everyday purposes:
Information about your credit worthiness
No
We do not share
For our affiliates to market to you
No
We do not share
For nonaffiliates to market to you
No
We do not share
Questions?
Call 877-548-8880 or go to HanoverBank.com
Who we are
Who is providing this notice?
What we do
What we do
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We maintain physical, system, electronic, and internal security controls to protect your personal information.
How does Hanover Bank collect my personal information?
We collect your personal information, for example, when you:
- Open an account or request a new service
- Apply for a loan
- Show us your driver’s license
- Use your ATM/Debit card
Why can’t I limit sharing?
Federal law gives you the right to only limit
- Sharing for affiliates’ everyday business purposes – information about your credit worthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates; to market to you
State laws and individual companies may give you
additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companiesu the right to only limit
- Our affiliates include Hanover Bancorp, Inc
Nonaffiliates
Companies not related by common ownership or control.
They can be financial or non-financial companies.
- Hanover Bank does not share with nonaffiliates that can market to you
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our Joint marketing partners include financial services companies