Purchasing the Perfect Property?

Hanover Bank Can Help!
Whether you are a first-time home buyer, or in the market for your next investment property, we make the mortgage process easy.  Our underwriting standards are tailored to maximize our ability to process your loan.  We are all about customer service, and you will work with our talented team throughout the application process. 

Product Summary1

Here’s an overview of our products, which are designed to fulfill the full spectrum of market needs, and all delivered with our signature efficiency and top-tier service:  

Fixed Rate Mortgages and Adjustable-Rate Mortgages 

  • Investment properties in NY, NJ and CT.
  • Owner occupied properties in New York. 
  • We offer a Foreign National Program2.
  • Adjustable rates and fixed rate options.
  • Competitive interest rates.
  • Loan programs available for eligible employed and self-employed applicants.

Home Equity Lines of Credit

  • Investment only.
  • Secured by properties in New York State.
  • 10-year draw period of interest only payments and 20-year amortization3.
  • Competitive pricing. 

Affordable Home Loans

  • Purchase money mortgages with as little as 3% down payment for eligible applicants and property types.
  • Competitive interest rates.

Disclaimer:
1This is not an offer or credit. All credit applications are subject to our normal underwriting and credit approval process. Terms and Conditions apply.
2 This is not an offer of credit. All credit applications are subject to our normal underwriting and credit approval process. Terms and Conditions apply. For foreign nationals with a foreign passport and visa. Non owner occupied and investment properties only.
3Interest-only payments during the first 10 years (the draw period), after which you can repay all remaining principal and interest in monthly installments over 20 years. During the draw period, you are only required to make interest payments – however, you may make principal payments at any time to reduce your outstanding balance.

Loan Servicing Fee Schedule

Connect with our Residential Mortgage Team.

Get personalized guidance on your home financing journey from a trusted expert—whether you’re buying, refinancing, or just exploring your options.

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