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Residential Mortgage Products

Whether it’s a first home, condo, or investor property, we can help you get there.

What You Can Expect

Efficient turnaround, application to closing

Special programs to meet your needs

A seamless process from start to finish

A team of experienced professionals

Non-Qualified Mortgage Loans

For Owner Occupied 1-4 family homes, condos &

co-ops.

(Available in NY only)

For borrowers that are able to provide alternative documentation to qualify for a residential home mortgage.

¹ This is not an offer of credit. All credit applications are subject to our normal underwriting and credit approval process. Terms and Conditions apply. Loan Servicing Fee Schedule

Affordable Low Down Payment Home Loans

For low-to-moderate income first-time and repeat home buyers.

(Available in NY only)

¹ This is not an offer of credit. All credit applications are subject to our normal underwriting and credit approval process. Terms and Conditions apply. Loan Servicing Fee Schedule

Residential Investment Funding Program

Purchase/refinance 1-4 family investment properties & condos.

¹ This is not an offer of credit. All credit applications are subject to our normal underwriting and credit approval process. Terms and Conditions apply. Loan Servicing Fee Schedule

Foreign National Investment Program

For foreign nationals with a valid passport and visa.

¹ This is not an offer of credit. All credit applications are subject to our normal underwriting and credit approval process. Terms and Conditions apply. Loan Servicing Fee Schedule

² Permanent and non-permanent resident aliens are not eligible.

Home Equity Lines of Credit

HELOCs for investors to access the equity in their investment properties.

(Available in NY only)

¹ This is not an offer of credit. All credit applications are subject to our normal underwriting and credit approval process. Terms and Conditions apply. Loan Servicing Fee Schedule

Our Seamless Experience

Visit a branch, call us at 516.548.8500 reach out at

Our loan officers are happy to walk you through the process before you put pen to paper.

We work together to guide you to the best mortgage to meet your needs.

We help borrowers secure funding through various home financing programs, including non-qualified mortgages.

We’ll handle the process together.

We’ll guide you as you prepare your application and documents. Then we’ll triple-check the paperwork to make sure you’re in the best position to secure the residential mortgage program that is right for you.

...and anywhere else you need assistance.

From appraisal to inspection and insurance, we help keep you pointed in the right direction.

See you at closing.

We’ll be there in person — ready to answer any questions you have and to congratulate you as you take the keys to your new home.

Visit a branch, call us at 516.548.8500 reach out at

Our loan officers are happy to walk you through the process before you put pen to paper.

¹ This is not an offer of credit. All credit applications are subject to our normal underwriting and credit approval process. Terms and Conditions apply.

Loan Servicing Fee ScheduleLoan Servicing Fee Schedule