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Best ForReally High Interest RateCash BackSavings
Account
Kasasa Cash® Checking
Kasasa Cash Back® Checking
Kasasa Saver® Savings
Only available with Kasasa Cash® Checking or
Kasasa Cash Back® Checking account
Monthly Rewards
  • 5.75 % APY* on balances up to $25,000
  • 0.05% APY* if qualifications aren't met
  • 5.00% cash back on debit card purchases*
  • Cash back earned on up to $200 in purchases monthly, Up to $120 cash back per year, $10 per month
  • 3.50% APY* on balances up to $100,000
  • 0.05% APY* on all balances if qualifications are not met in Kasasa Cash® or Kasasa Cash Back®
Monthly Maintenance FeesNONENONENONE
Refunds on ATM Withdrawal FeesUp to $25 Monthly*Up to $25 Monthly*NONE
Free Online & Mobile Banking AccessYESYESYES
Free Debit CardYESYESYES
Minimum Opening Deposit$100$25$100
Kasasa Cash, Kasasa Cash Back and Kasasa Saver

Qualification Information: Account transactions and activities may take one (1) or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. Visit our website www.hanoverbank.com or contact one of our branch service representatives for specific Monthly Qualification Cycle dates.

Rewards Information: Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. You will automatically qualify for the account’s rewards during your account’s first statement cycle. If the account is closed before rewards are credited, you will forfeit the rewards.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Refer to our Fee Schedule for fees that may apply to this account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account’s qualifications. Limit of 1 account(s) per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Kasasa Cash Checking

*Kasasa Cash Checking Rewards Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) daily balances up to and including $25,000 in your Kasasa Cash account earn an interest rate of 5.59% resulting in an APY of 5.75%; and daily balances over $25,000 earn an interest rate of 0.49% on the portion of the daily balance over $25,000, resulting in a range from 5.75% to 1.55% APY depending on the account’s daily balance. (2) you will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle in which you qualified. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash qualifications are not met, the interest rate earned on the account’s entire daily balance will be 0.05% resulting in an annual percentage yield of 0.05% and ATM withdrawal fees are not refunded. Interest will be credited to your Kasasa Cash account on the last day of the current statement cycle. Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle. APYs accurate as of 10/01/2023. Note: When linked to a Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it, along with any nationwide ATM withdrawal fee reimbursements are, automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account balance is less than the transferred amount when the transfer occurs.

Kasasa Cash Back Checking

*Kasasa Cash Back Rewards Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 5.00% cash back on up to a total of $200 debit card purchases that post and settle to the account during that cycle period. A maximum of $10 cash back payments may be earned per Monthly Qualification Cycle. You will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When your Kasasa Cash Back account qualifications are not met, no cash back payments are made, and ATM withdrawal fees are not refunded. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. APY’s accurate as of 10/1/2023.

Kasasa Saver: with Kasasa Cash or Kasasa Cash Back

A Kasasa Cash Account or Kasasa Cash Back is required to have a Kasasa Saver Account. A linked Kasasa Saver account is required for automatic savings.

*Kasasa Saver Reward Information: When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $25,000 in your Kasasa Cash account earn an interest rate of 5.59% resulting in a non-compounding APY* of 5.75%; and daily balances over $25,000 earn an interest rate of 0.50% on the portion of the daily balance over $25,000, resulting in a non-compounding range from 5.75% to 1.55% APY depending on the account’s daily balance.

In addition, daily balances up to and including $100,000 in your Kasasa Saver account earn an interest rate of 3.44% resulting in an APY of 3.50%; and daily balances over $100,000 earn an interest rate of 0.19% on the portion of the daily balance over $100,000, resulting in a range from 3.50% to 1.85% APY depending on the account’s daily balance. You will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. NOTE: ATM fee reimbursements only apply to Kasasa Cash or Kasasa Cash Back transactions via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded.

When your Kasasa Cash or Kasasa Cash Back qualifications are not met, the interest rate earned on the Kasasa Saver account’s entire daily balance will be 0.05% resulting in a non-compounding annual percentage yield of 0.05% and ATM withdrawal fees are not refunded. In addition, the entire daily balance in the Kasasa Saver account earns an interest rate of 0.05% resulting in an annual percentage yield of 0.05%. APY’s accurate as of 07/03/2024.

Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.